Stop Overpaying for Payment Processing.

We'll Secure Your Best Rates – Guaranteed.

Stop overpaying. We uncover negotiable rates and hidden fees to significantly boost your bottom line – at no risk to you.


Schedule a Free Payments Audit

Experience Negotiation With:
& many more

40%

Average Fee Reduction

$25M+

Saved on Fees & Rates

$300M+

Transactions Analyzed

You chose a payment processor, but are you getting the best deal? 

Many businesses unknowingly lose thousands each month to non-optimized rates and sneaky fees

Payments Optimization

Payments Consulting

Vendor Evaluation

Chargeback & Fraud Security

Your Expert Negotiators

Significant Savings

The more you process, the more we can save. Businesses processing over $1M monthly could be losing over $200,000 annually – that's capital you could reinvest.

Risk-Free Savings

Only pay us after we save you money.

Fee Identification

7+ years of fintech expertise & proprietary A.I tooks, we identify fees others miss.

How Much Could You Save?

Many businesses unknowingly lose thousands each month to non-optimized rates and sneaky fees.

Find out in seconds! Use our Free Savings Calculator. Enter a few details below to get your personalized estimate.

Payments Optimization

Payments Consulting

Vendor Evaluation

Chargeback & Fraud Security

Get The Best Merchant Services for the Lowest Rates

Navigating the world of payment processing can be time-consuming, confusing, and stacked against merchants. That’s where Momentum Growth Partners steps in.


Instead of spending weeks researching providers and negotiating on uncertain terms, let our team handle the heavy lifting. We analyze your business needs, survey the entire payments landscape, and present a clear, unbiased recommendation—all at zero cost to you.


With our insider knowledge and industry leverage, we secure optimal rates and terms from top-tier merchant service providers. You stay focused on running your business while we deliver smarter, more cost-effective solutions behind the scenes.


No guesswork. No wasted time. No fees. Just better results.

Our Approach

Momentum Growth Partners brings over seven years of fintech experience, offering a fully managed approach to payment processing. We combine deep industry expertise, skilled contract negotiators, and technical payment engineers to help businesses secure the most favorable rates and implement the right solutions.


Audit

Identify Fees

We meticulously review your current and past payment processing statements to identify hidden fees, inflated rates, and discrepancies.


Strategize

Research Industry

We develop a tailored optimization strategy based on our deep analysis and understanding of your unique transaction profile. 


Negotiation

Contact Processors

Leveraging our direct relationships and seven years of experience, we negotiate directly with your existing payment processors and major credit card networks to secure better terms and lower fees.


Optimize

Save you up to 75%

We implement the agreed-upon solutions, ensuring your payment processes are streamlined for efficiency and cost-effectiveness.

What people say about us?

Don't just take it from us

A row of black stars on a white background.

Erica C. - COO

"The forecast model they built won over our board."

A row of black stars on a white background.

Phil G. - CFO

"They made our Stripe fees make sense for the first time."

A row of black stars on a white background.

Greg M - VP Finance

"A strategic lens on every line of the P&L."

FAQ

  • What kind of savings can my business expect by working with Momentum Growth Partners?

    Our clients typically achieve an average cost reduction of 30% on their payment processing fees. Depending on your monthly transaction volume, this can translate into substantial annual savings, often ranging from $10,000 to $350,000. We aim to maximize your profitability by identifying and eliminating hidden costs.

  • How does Momentum Growth Partners' fee negotiation process work?

    Our process is designed to be thorough and efficient. We begin with a meticulous audit of your current and past payment processing statements to uncover hidden fees and inflated rates. Next, we develop a tailored strategy and then leverage our seven years of direct fintech experience to negotiate directly with your existing payment processors and major card networks like Mastercard and Visa. After securing better terms, we help optimize your payment processes and provide continuous monitoring to protect your savings from future increases. 

  • Why should I choose Momentum Growth Partners when other firms use proprietary software for analysis?

    While some firms utilize proprietary software for data analysis, our core differentiator is our unparalleled human expertise and strategic insight. Our seven years of direct negotiation experience with major credit card giants like Mastercard and Visa provides a nuanced understanding that software alone cannot replicate. Complex negotiations require human skills such as emotional intelligence, adaptability, creativity in crafting unique solutions, and the ability to build genuine trust and rapport—qualities that AI currently lacks. We focus on delivering smarter, human-led solutions tailored to your specific business needs, ensuring unbiased recommendations and maximum savings.

  • What types of payment processing fees can Momentum Growth Partners help reduce?

    We focus on reducing the negotiable components of your payment processing costs. This primarily includes the processor markup, which is the most flexible fee. Additionally, we can help lower or eliminate various incidental fees such as monthly account maintenance fees, authorization fees, batch fees, PCI compliance fees, Address Verification Service (AVS) fees, chargeback fees, and early termination fees.

  • How long does it take to see results from your service?

    The initial statement audit typically takes just 1-2 business days. Once we've identified savings opportunities, our negotiation phase with your processor usually takes less than a week. Most of our clients see the cost reductions and any recovered credits reflected on their very next monthly statement. 

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