Reduce Transaction Costs & Optimize Payments

Our clients typically achieve an average cost reduction of 30% on their payment processing fees. Depending on your monthly transaction volume, this can translate into substantial annual savings, often ranging from $10,000 to $350,000. We aim to maximize your profitability by identifying and eliminating hidden costs.

Our process is designed to be thorough and efficient. We begin with a meticulous audit of your current and past payment processing statements to uncover hidden fees and inflated rates. Next, we develop a tailored strategy and then leverage our seven years of direct fintech experience to negotiate directly with your existing payment processors and major card networks like Mastercard and Visa. After securing better terms, we help optimize your payment processes and provide continuous monitoring to protect your savings from future increases. 

While some firms utilize proprietary software for data analysis, our core differentiator is our unparalleled human expertise and strategic insight. Our seven years of direct negotiation experience with major credit card giants like Mastercard and Visa provides a nuanced understanding that software alone cannot replicate. Complex negotiations require human skills such as emotional intelligence, adaptability, creativity in crafting unique solutions, and the ability to build genuine trust and rapport—qualities that AI currently lacks. We focus on delivering smarter, human-led solutions tailored to your specific business needs, ensuring unbiased recommendations and maximum savings.

We focus on reducing the negotiable components of your payment processing costs. This primarily includes the processor markup, which is the most flexible fee. Additionally, we can help lower or eliminate various incidental fees such as monthly account maintenance fees, authorization fees, batch fees, PCI compliance fees, Address Verification Service (AVS) fees, chargeback fees, and early termination fees.

The initial statement audit typically takes just 1-2 business days. Once we've identified savings opportunities, our negotiation phase with your processor usually takes less than a week. Most of our clients see the cost reductions and any recovered credits reflected on their very next monthly statement.