40%
Average Fee Reduction
$25M+
Saved on Fees & Rates
$300M+
Transactions Analyzed
Get The Best Merchant Services for the Lowest Rates
Navigating the world of payment processing can be time-consuming, confusing, and stacked against merchants. That’s where Momentum Growth Partners steps in.
Instead of spending weeks researching providers and negotiating on uncertain terms, let our team handle the heavy lifting. We analyze your business needs, survey the entire payments landscape, and present a clear, unbiased recommendation—all at zero cost to you.
With our insider knowledge and industry leverage, we secure optimal rates and terms from top-tier merchant service providers. You stay focused on running your business while we deliver smarter, more cost-effective solutions behind the scenes.
No guesswork. No wasted time. No fees. Just better results.
Our Approach
Momentum Growth Partners brings over seven years of fintech experience, offering a fully managed approach to payment processing. We combine deep industry expertise, skilled contract negotiators, and technical payment engineers to help businesses secure the most favorable rates and implement the right solutions.
Audit
Identify Fees
We meticulously review your current and past payment processing statements to identify hidden fees, inflated rates, and discrepancies.
Strategize
Research Industry
We develop a tailored optimization strategy based on our deep analysis and understanding of your unique transaction profile.
Negotiation
Contact Processors
Leveraging our direct relationships and seven years of experience, we negotiate directly with your existing payment processors and major credit card networks to secure better terms and lower fees.
Optimize
Save you up to 75%
We implement the agreed-upon solutions, ensuring your payment processes are streamlined for efficiency and cost-effectiveness.
Hidden fees and complex statements eating into your profits?
Many businesses, from small enterprises to large corporations, unknowingly overpay for credit card processing. With fees ranging from 1.5% to 3.5% of each transaction, and over 90% of small businesses paying more than anticipated, these hidden costs—including monthly maintenance, authorization, PCI compliance, and chargeback fees—can silently erode your bottom line. The intricate breakdown of interchange, assessment, and processor markup, coupled with various pricing models like tiered or flat-rate, creates a labyrinth that few businesses have the time or expertise to navigate effectively.
We Solve That
Momentum Growth Partners cuts through this complexity. We are your expert guide, dedicated to auditing your payment statements, identifying every cost-saving opportunity, and securing real, tangible savings. Our service is designed to bring transparency and control back to your payment ecosystem, ensuring you retain more of your hard-earned revenue.
The Human Advantage
While some firms rely on proprietary software, our advantage is our unparalleled human expertise and strategic insight. Artificial intelligence, despite its advancements, cannot replicate the emotional intelligence, adaptability, creativity, and trust-building essential for nuanced, high-stakes negotiations.
Our consultants provide the contextual judgment and relationship capital that AI cannot, ensuring negotiations are not just data-driven but also strategically nuanced and relationship-focused. We focus purely on the strategic human element, unburdened by software development costs or limitations, delivering smarter, human-led solutions.
No Bias To Any Provider
We are entirely provider-agnostic, meaning our recommendations are unbiased and focused solely on your business's best interests. We compare your current processor relationship against a vast network of providers to ensure you get the most competitive rates
7 Years in Fintech
Our core strength lies in our seven years of direct fintech industry experience and a proven track record in negotiating with major credit card networks like Mastercard, Visa, and other industry giants. This isn't just theoretical knowledge; it's hands-on expertise gained from navigating the intricate payments ecosystem.
What people say about us?
Don't just take it from us
Erica C. - COO
"The forecast model they built won over our board."
Phil G. - CFO
"They made our Stripe fees make sense for the first time."
Greg M - VP Finance
"A strategic lens on every line of the P&L."
FAQ
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What kind of savings can my business expect by working with Momentum Growth Partners?
Our clients typically achieve an average cost reduction of 30% on their payment processing fees. Depending on your monthly transaction volume, this can translate into substantial annual savings, often ranging from $10,000 to $350,000. We aim to maximize your profitability by identifying and eliminating hidden costs.
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How does Momentum Growth Partners' fee negotiation process work?
Our process is designed to be thorough and efficient. We begin with a meticulous audit of your current and past payment processing statements to uncover hidden fees and inflated rates. Next, we develop a tailored strategy and then leverage our seven years of direct fintech experience to negotiate directly with your existing payment processors and major card networks like Mastercard and Visa. After securing better terms, we help optimize your payment processes and provide continuous monitoring to protect your savings from future increases.
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Why should I choose Momentum Growth Partners when other firms use proprietary software for analysis?
While some firms utilize proprietary software for data analysis, our core differentiator is our unparalleled human expertise and strategic insight. Our seven years of direct negotiation experience with major credit card giants like Mastercard and Visa provides a nuanced understanding that software alone cannot replicate. Complex negotiations require human skills such as emotional intelligence, adaptability, creativity in crafting unique solutions, and the ability to build genuine trust and rapport—qualities that AI currently lacks. We focus on delivering smarter, human-led solutions tailored to your specific business needs, ensuring unbiased recommendations and maximum savings.
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What types of payment processing fees can Momentum Growth Partners help reduce?
We focus on reducing the negotiable components of your payment processing costs. This primarily includes the processor markup, which is the most flexible fee. Additionally, we can help lower or eliminate various incidental fees such as monthly account maintenance fees, authorization fees, batch fees, PCI compliance fees, Address Verification Service (AVS) fees, chargeback fees, and early termination fees.
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How long does it take to see results from your service?
The initial statement audit typically takes just 1-2 business days. Once we've identified savings opportunities, our negotiation phase with your processor usually takes less than a week. Most of our clients see the cost reductions and any recovered credits reflected on their very next monthly statement.
Ready to Save?
Schedule Your Free Payments Audit.
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